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The Barring Differential

Because we are a small business we understand and are in touch with the unique challenges that small businesses face.

Lender appetites are constantly changing.  The types of business they can work with, the equipment they will purchase, or Their risk appetites are ever moving targets based on the market.  We stay current with those changing mandates to save you time and money in finding the you the right lender with the right product.

It is always our mission to help EVERY qualified business that comes our way.  Not every business, at all times, fit inside the ‘traditional financing box’ we work harder than any of our competitors to find you the right solution.

 

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    Competitors

    Usually only one financing product available.

    Barring Commercial Finance

    We offer a variety of products through multiple lenders to ensure you are receiving the financing best suited to your needs.


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    Competitors

    Focussed on particular sized transactions.

    Barring Commercial Finance

    We offer solutions starting at $1,000 up to multi-million dollar transactions.


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    Competitors

    One set of credit criteria.

    Barring Commercial Finance

    Multiple lender options allow us to provide the best products to suit each customer.


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    Competitors

    Once per month lease commencements with additional per diem charges.

    Barring Commercial Finance

    Your choice of lease commencement dates of 1st or 15th of each month with NO per diem charges.


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    Competitors

    Admin or document fees between $75 and $150.

    Barring Commercial Finance

    No admin fees (unless otherwise indicated).


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    Competitors

    End of term rental contracts automatically turn to rental contract if buyout notification is not received.

    Barring Commercial Finance

    Buyout is automatically exercised with Bill of Sale being mailed directly to you directly.


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    Competitors

    Incented to sell more lucrative FMV leases.

    Barring Commercial Finance

    We do not benefit from FMV end of lease buyout options thus we arrange the buyout option that is in YOUR best interest.


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    Competitors

    Centralized customer service outside Atlantic Canada.

    Barring Commercial Finance

    Local customer service with single point of contact.  100% Atlantic Canada Owned.